Personal Savings Accounts

Personal Savings Accounts – to suit your individual needs

We believe in keeping things simple and straightforward, which is why our savings accounts are easy to operate.

Our current investment rates are shown below and a full investment rates leaflet is available as a download.

Account Type AER%* (Gross)
30 Days' Notice (Issue 2)
  • 30 days’ notice is required for any withdrawal from your account
  • A customer must be at least 18 years old and a UK resident and may only hold one account of this type
  • Variable rate interest paid half-yearly
 		£1,000 - £250,000 1.75 1.75
45 Days’ Notice (Issue 1)
  • 45 days’ notice required for all withdrawals
  • A customer must be at least 18 years old and a UK resident and may only hold one account of this type
  • Variable rate of interest paid annually
£1,000 - £250,000 2.00 2.00
Instant Access (Issue 2)
  • Instant access to your account
  • A customer must be at least 18 years old and a UK resident and may only hold one account of this type
  • Variable rate of interest paid annually
 		£100 – £250,000 1.50 1.50
Young Savers
  • Children’s instant access account
  • From birth to 18 years of age
  • Variable rate interest paid half-yearly
 		£1 – £5,000 1.30 1.30
Cash ISA (Issue 2)
  • Instant access cash individual savings account
  • Maximum investment limit for the tax year
  • Variable rate of interest paid annually
 		£1+ 1.50 1.50
21 Club
  • Investors aged 18 to 21 years of age
  • Three withdrawals permitted each year without notice or loss of interest
  • Variable rate of interest paid annually
 		£1+ 1.00 1.00
2 Year Fixed Rate Bond (Issue 4)
  • Fixed rate of interest
  • Interest is added to your account on maturity of the bond
  • A customer must be at least 18 years old and a UK resident
 		£1,000 – £250,000 2.50 2.50
Triple Access Saver
  • Interest rate of 1.90% Gross PA/AER if 3 or less withdrawals are made per calendar year
  • Interest rate of 0.90% Gross PA/AER if 4 or more withdrawals are made per calendar year
  • Variable rate of interest paid annually
 		£100 – £250,000 0.90/1.90% 0.90/1.90%

Notes: This interest rate information should be read in conjunction with the full product information and general terms and conditions for retail savings accounts.

**AER stands for annual equivalent rate and illustrates what the rate would be if interest was paid and compounded once a year. Your tax treatment will depend on your individual circumstances and may be subject to change in the future. The rate of interest payable on variable rate accounts may be subject to change in the future.

  • View our Investment Rates poster

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