Industry

Message to our Members; advising customers of permanent branch closures at Wendover and Buckingham

By Richard Steed / 22nd June 2020 / Comments Off on Message to our Members; advising customers of permanent branch closures at Wendover and Buckingham

Official statement; Harpenden Building Society advising customers of permanent branch closures at Wendover and Buckingham We would like to provide all of our members an update on our decision to permanently close the Wendover and Buckingham branches with immediate effect. As a Society we frequently review our business to ensure we can continue to operate […]

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A message from Sarah Howe, Chief Executive

By Richard Steed / 28th April 2020 / Comments Off on A message from Sarah Howe, Chief Executive

The current pandemic has significantly impacted all our lives. As a local business, we serve communities in Hertfordshire, Bedfordshire and Buckinghamshire and we continue to ‘be open for business’ offering a range of savings accounts and mortgages. We review daily the latest Government guidance, seek feedback from members and our colleagues in the front line […]

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Industry Insights – How to service complex income

By Richard Steed / 27th April 2020 / Comments Off on Industry Insights – How to service complex income

by Craig Middleton, Mortgage Sales and Distribution Manager, Harpenden Building Society In February, the Office for National Statistics (ONS) reported that the overall employment  rate increased by 0.6% year on year (Dec 2018 vs Dec 2019) to a record high of 76.5% (since ONS figures began in January to March 1971). Employment is defined by […]

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Our Savings Rates; A message to our Members

By Richard Steed / 26th April 2020 / Comments Off on Our Savings Rates; A message to our Members

We recognise that this is an uncertain time for everyone. Our Members are at the heart of everything we do, and we want to reassure you that we continue to be committed to looking after your money. Recently, the Bank of England reduced the base rate by 0.65% to 0.10% and we have taken some […]

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Industry Insights – Self Build – The barrier to future growth

By Richard Steed / 13th April 2020 / Comments Off on Industry Insights – Self Build – The barrier to future growth

by Graeme Aitken, Business Development Manager, Harpenden Building Society In January of this year, The Royal Institution of Chartered Surveyors released its Residential Market Survey (1). The overwhelming sentiment was one of positivity; buyer enquiries, agreed sales and new instructions are all increasing. House prices are rising nationally and respondents were upbeat on the outlook […]

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Industry Insights – The FCA, Savings and the impact on Mortgages

By Richard Steed / 6th April 2020 / Comments Off on Industry Insights – The FCA, Savings and the impact on Mortgages

by Martin Langlands, Chief Risk Officer, Harpenden Building Society One of the long-term priorities of the FCA is to ‘ensure fair pricing in financial services.’ In July 2018, the FCA released a discussion paper titled DP18/6, as they were concerned that competition was not working well enough in the cash savings market. This led to […]

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Message to our Members; Coronavirus (COVID 19)

By Richard Steed / 18th March 2020 / Comments Off on Message to our Members; Coronavirus (COVID 19)

Our latest update, December 21st 2020 We would like to provide all of our members an update on our decision to permanently close the Wendover and Buckingham branches with immediate effect. You can read our official statement in full from our Chief Executive, Sarah Howe. Below is an update for all of our members on […]

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Industry Insights – Should brokers fear or embrace new technology?

By Richard Steed / 8th January 2020 / Comments Off on Industry Insights – Should brokers fear or embrace new technology?

by Roy Badcock, Senior Manager, Harpenden Building Society Does a day go by without a headline appearing about the transformative effect of ‘fintech’ or new technology? Some of my colleagues were at the Mortgage Business Expo conference in London recently and technology was a popular topic of conversation. Indeed, one of the conference seminars, ‘How […]

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Industry Insights – Operational Resilience; more evidence of regulatory change

By Richard Steed / 3rd January 2020 / Comments Off on Industry Insights – Operational Resilience; more evidence of regulatory change

by Martin Langlands, Chief Risk Officer, Harpenden Building Society A short while ago, I wrote an article which explained how a discussion paper jointly issued by The Bank of England, The PRA and The FCA has the potential to change the way all financial institutions might be asked to operate in the future. The paper […]

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A typical scenario, and what we could deliver – purchasing a three apartment house for mixed use…

By Richard Steed / 2nd January 2020 / Comments Off on A typical scenario, and what we could deliver – purchasing a three apartment house for mixed use…

Download Scenario; Purchasing a three apartment house for mixed use as a PDF WHO’S THE CUSTOMER? A professionally successful couple looking to purchase a home in London. Property is on one title and split into three apartments, and their wish is to keep it this way. Each of the apartments have their own address and […]

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