Industry

Harpenden launches improved self-build mortgage

By Richard Steed / 28th July 2021 / Comments Off on Harpenden launches improved self-build mortgage

Harpenden Building Society is offering a revamped version of its self-build mortgage product with the following, improved rates and key features: 3.69% – for loans £75,000 – £999,999 4.19% – for loans £1,000,000 – £2,000,000 Flexible construction types (valuer comments dependent) Self-build retention releases not linked to stages Independent self-build product We have seen increased […]

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Industry Insight – UK holidays – the popular option for summer 2021

By Richard Steed / 26th July 2021 / Comments Off on Industry Insight – UK holidays – the popular option for summer 2021

by Jean Errington, Business Development Manager, Harpenden Building Society Despite the general downward trend in global Covid-19 cases, many countries are still reporting a rise in numbers.* The ability to travel, as dictated by the UK government’s traffic light system, is therefore subject to severe restrictions and change at any time. As a result holidaying […]

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Harpenden wins ‘Best Local Building Society’ Award for 7th year

By Richard Steed / 14th July 2021 / Comments Off on Harpenden wins ‘Best Local Building Society’ Award for 7th year

July 14th, 2021: Harpenden Building Society has won the ‘Best Local Building Society’ category at the prestigious What Mortgage Awards for a 7th consecutive year. The Society, recognised during what has been an unprecedented, challenging period in time, has worked tirelessly to serve its communities and customers throughout the pandemic and rollout of Brexit, providing […]

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Industry Insight – Staycations here to stay

By Richard Steed / 11th June 2021 / Comments Off on Industry Insight – Staycations here to stay

by Jean Errington, Business Development Manager, Harpenden Building Society Life may be returning to some level of normality in the UK but with high levels of Covid infection still seen around the world, holiday options overseas remain limited. Such restrictions have boosted the popularity of the ‘staycation’ break, fuelling the holiday let market and the […]

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Harpenden appoints Northern Region BDM

By Richard Steed / 28th May 2021 / Comments Off on Harpenden appoints Northern Region BDM

We have expanded our sales function and today we are delighted to announce that Jacqui Turner has joined our business development team, providing additional support to brokers located in the North of England. Jacqui has considerable experience in the mortgage market bringing deep sector knowledge to the role. (Jacqui arrives from Marsden Building Society). With […]

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Exploring the challenges faced by self-employed mortgage applicants after the pandemic

By Richard Steed / 12th May 2021 / Comments Off on Exploring the challenges faced by self-employed mortgage applicants after the pandemic

According to the Office for National Statistics, there were more than 5 million self-employed people in the UK by the end of 2019. This represented 15.3% of total UK employment – a notable increase from 3.2 million in 2000. Then came the coronavirus. While it is likely the rates of self-employment would have continued to […]

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Harpenden Building Society criteria provided by Mortgage Brain

By Richard Steed / 10th May 2021 / Comments Off on Harpenden Building Society criteria provided by Mortgage Brain

Mortgage technology expert Mortgage Brain has extended its partnership with Harpenden Building Society, taking on the provision of our criteria pages on our intermediary-facing website. The pages break down our lending criteria for both our residential and buy-to-let product ranges, and includes dozens of different criteria, ranging from the age of the borrower at application […]

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Flexibility in later life lending

By Richard Steed / 5th May 2021 / Comments Off on Flexibility in later life lending

Many lenders and brokers are missing out on opportunities for those who want to borrow money into the later years of their life. Research from the Office of National Statistics states that the average median age of residents within UK local authorities is projected to increase between 2018 and 2043. The effects of Covid-19 have […]

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Industry Insight – Summer 2021 – what are your holiday plans?

By Richard Steed / 5th May 2021 / Comments Off on Industry Insight – Summer 2021 – what are your holiday plans?

by Jean Errington, Business Development Manager, Harpenden Building Society So have you booked your summer holiday yet? With a sense of relief, UK holiday restrictions are beginning to lift (from April 12) and that much needed break looks increasingly likely for many, boosting the domestic holiday let market. What will the options be? As widely […]

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Rural living – HNW individuals provide new mortgage opportunities

By Richard Steed / 26th April 2021 / Comments Off on Rural living – HNW individuals provide new mortgage opportunities

A quick glance at history reveals that High-Net-Worth (HNW) individuals have, over the centuries, resided in rural property during periods of public health crisis, helping them avoid highly populated areas and the risk of infection. In many ways today’s pandemic situation is no different with a surge in more affluent homeowners moving from our big […]

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