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A typical scenario, and what we could deliver – an existing member with us, looking to act as a guarantor…

By Richard Steed / 2nd January 2020 / Comments Off on A typical scenario, and what we could deliver – an existing member with us, looking to act as a guarantor…

Download Scenario; An existing member with us, looking to act as a guarantor as a PDF WHO’S THE CUSTOMER? An existing member, a borrower with a mortgage with us on a buy-to-let property in Beckenham, Bromley. They would like to become a guarantor for their parent’s home. WHAT’S THEIR SITUATION? Our member currently owns their […]

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A typical scenario, and what we could deliver – three incomes and lending into later life – Mum, Dad and Daughter…

By Richard Steed / 2nd January 2020 / Comments Off on A typical scenario, and what we could deliver – three incomes and lending into later life – Mum, Dad and Daughter…

Download Scenario; Three incomes and lending into later life – Mum, Dad and Daughter…as a PDF WHO’S THE CUSTOMER? A family with three applicants. Mum and dad are helping out their daughter following her recent divorce. They want to purchase a property and have discussed the possibility of re-mortgaging their current home. But instead prefer […]

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A typical scenario, and what we could deliver – an entrepreneur with a complex income…

By Richard Steed / 2nd January 2020 / Comments Off on A typical scenario, and what we could deliver – an entrepreneur with a complex income…

Download Scenario; An entrepreneur with a complex income…as a PDF WHO’S THE CUSTOMER? An entrepreneur with a complex income. A lender will need to use projected income to meet the needs of the customer. WHAT’S THEIR SITUATION?  The customer has sold the business they owned, after many years trading in private equity. They then started […]

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A typical scenario, and what we could deliver – self-build…converting a stable into a dream home

By Richard Steed / 2nd January 2020 / Comments Off on A typical scenario, and what we could deliver – self-build…converting a stable into a dream home

Download Scenario; Self-build…converting a stable into a dream home as a PDF WHO’S THE CUSTOMER? A couple had found their ideal purchase… a stable they wanted to convert into their main residence and a place they call home. They had also received planning permission to do the works involved. WHAT’S THEIR SITUATION? They intended to […]

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A typical scenario, and what we could deliver – self-build…extension works to build a family home

By Richard Steed / 2nd January 2020 / Comments Off on A typical scenario, and what we could deliver – self-build…extension works to build a family home

Download Scenario; Self-build…extension works to build a family home as a PDF WHO’S THE CUSTOMER? A professionally successful married couple, experienced and knowledgeable in their field. Looking to double the square footage of their property, to create their dream family home. WHAT’S THEIR SITUATION? Currently their property is valued at just over £1m and they […]

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A typical scenario, and what we could deliver – self-employed…and looking ahead to the future

By Richard Steed / 2nd January 2020 / Comments Off on A typical scenario, and what we could deliver – self-employed…and looking ahead to the future

Download Scenario; Self-employed…and looking ahead to the future as a PDF WHO’S THE CUSTOMER? A successful professional who owned and ran a business with his wife. He was going through a divorce settlement and looking to purchase his wife’s 50% share of the business. He had found a new property he wanted to purchase. WHAT’S […]

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A typical scenario, and what we could deliver – residential…returning to the UK with no credit track record

By Richard Steed / 2nd January 2020 / Comments Off on A typical scenario, and what we could deliver – residential…returning to the UK with no credit track record

Download Scenario; Residential…returning to the UK with no credit track record as a PDF WHO’S THE CUSTOMER? A professionally successful married couple working in the banking sector who have lived and worked abroad for a considerable number of years. WHAT’S THEIR SITUATION? After much deliberation of a new opportunity, they decide they want to return […]

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A typical scenario, and what we could deliver – residential…using a bonus income and stock to complete purchase

By Richard Steed / 2nd January 2020 / Comments Off on A typical scenario, and what we could deliver – residential…using a bonus income and stock to complete purchase

Download Scenario; Residential…using a bonus income and stock to complete purchase as a PDF WHO’S THE CUSTOMER? A Managing Director of a large successful business with a basic salary of around £200,000. They also received bonuses, both in cash and within vested stock, released over a three year period. WHAT’S THEIR SITUATION? They would require […]

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A typical scenario, and what we could deliver – a professional solicitor, recently become self-employed…

By Richard Steed / 2nd January 2020 / Comments Off on A typical scenario, and what we could deliver – a professional solicitor, recently become self-employed…

Download Scenario; Residential…A professional solicitor, recently become self-employed…as a PDF WHO’S THE CUSTOMER? A self-employed solicitor, having recently started their own business only 12 months previous. Before this they were employed within a business as a solicitor. WHAT’S THEIR SITUATION? Looking to move and had seen a property they liked, valued at £1.4m. This would […]

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A typical scenario, and what we could deliver – using guaranteed bonuses and commission as a top up

By Richard Steed / 2nd January 2020 / Comments Off on A typical scenario, and what we could deliver – using guaranteed bonuses and commission as a top up

Download Scenario; Using guaranteed bonuses and commission as a top up…as a PDF WHO’S THE CUSTOMER? A customer works for one of the world’s leading online retailers, a worldwide business and which millions of customers use frequently. He had just started a job as a Senior Project Manager on a basic salary of £135,000 a […]

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